Would you like to reschedule your loan ahead of time? On which date do you want to repay the loan? With this online calculator, you get an estimate of how much the prepayment penalty for the financing bank could be based on residual interest and residual debt. If you want to prematurely repay or reschedule an ongoing mortgage loan, the bank from which you took out the loan demands a so-called prepayment penalty. The approximate amount of this compensation can be determined with our computer.
Despite the fee, this can often be worthwhile: Determine the effort. The replacement of a construction loan before expiry of the fixed interest period may be necessary, for example, through a house sale or a premature rescheduling of debts. With this online calculator, you get an estimate of how much the prepayment penalty for the financing banks could be based on the residual interest rate and the remaining term.
In the case of a premature repayment of a current mortgage loan or a reposting of the loan, the house bank from which you took up the loan needs a so-called early repayment penalty. The approximate amount of this remuneration can be calculated with our calculator. Despite the costs incurred by your existing house bank, it may be worth your while to reschedule your debts before the end of the debit period.
The amount of the early repayment depends, on the one hand, on the residual interest rate and, on the other hand, on the residual debt. To give you an approximate estimate, please enter some important credit information into our calculator, such as the date on which you wish to repay the loan, the remaining debt, the end of the debit interest, or the original fixed target interest rate.
How much do early loan cancellations cost? You can calculate the amount of early repayment for your loan using the equalization calculator. This amount is highly dependent on the residual maturity of the direct debit obligation, the mortgage interest rates and the target interest rate at which the principal bank invests the principal paid. The Compensation Calculator takes into account all previous decisions of the Federal Court of Justice – for example, on investment interest rates that credit institutions may erroneously expect – and offers you a detailed settlement process.
In your credit agreement, all the necessary data is available for costing. Benefits of using the computer: You save yourself the cost of a mere briefing, which would also require, for example, the consumer protection centers for a calculation. In a few moments he receives the information about the expected payout amount.
Because the Compensation Calculator is provided by independent Financial Advisory, you can rely on the independence and objectivity of the information. Please note that the house bank must also have approved the early repayment of loans in order to terminate the contractual relationship with costs. The calculation is only for orientation and does not justify a pre-emption claim.